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Zakat Calculator
Zakat Calculator
What is this tool?
A zakat al-mal calculator. You enter your cash, bank balances, gold and silver by weight, investments, business stock and money owed to you, then the debts due within the year. It values your gold and silver at the prices you type in, sets the nisab from either silver (595 g) or gold (85 g), and calculates 2.5% of your net wealth if it is above the nisab. Nothing you enter leaves your browser, and it never asks you to sign in.
When to use it
- Working out your yearly zakat before Ramadan or on your zakat date
- Checking whether your savings have reached the nisab
- Counting zakat on gold, silver and jewelry by weight and karat
- Including shares, funds, crypto and business stock
- Seeing how much your debts reduce what you owe
How to use it
- 1Choose your currency and whether the nisab follows silver or gold
- 2Enter today's price per gram of gold and silver
- 3Add your cash, savings, gold, silver, investments and business assets
- 4Enter the debts you must pay within the year
- 5Read the zakat due, your net wealth and how far it is above or below the nisab
Frequently asked questions
How is zakat calculated?
Zakat is 2.5% of your net zakatable wealth, as long as that wealth has reached the nisab and you have held it for one full lunar year. Net wealth is your zakatable assets minus debts you owe in the coming year.
Should I use the gold or the silver nisab?
Both are used. The silver nisab (595 g) is lower, so more people owe zakat under it, and many scholars recommend it for that reason. The gold nisab (85 g) is the traditional alternative. Choose the one your scholar or local authority follows.
Is zakat due on jewelry I wear?
Scholars differ. The Hanafi school counts gold and silver jewelry, while many others exempt jewelry worn regularly for adornment. The calculator has a switch so you can follow your school.
Does this cover business, pensions, crops or livestock?
It covers cash, savings, gold, silver, investments, business stock and money owed to you. Crops and livestock follow separate rules, and pensions and complex businesses are best checked with a qualified scholar.